Learn how to build credit fast

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Credit affects nearly every aspect of your financial wellness. Use our library of expert resources to learn how to build your score, and explore a variety of credit-related topics.

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The Truth About the Mortgage Rate Controversy

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Flex Your Finances Workout #3: Beat the Bill-Pay Clock

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Prepare for a Recession by Removing Credit Report Errors

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Your “Zombie Debt” Could Come Back to Haunt You

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Improving Credit Access for Adults with Disabilities

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4 Ways for College Students to Build Credit Without Going into Debt

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Veterans and Military Members Face Unique Credit Challenges – Here’s What You Need to Know

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FICO® Score 10 Suite – Will New Credit Rating Changes Affect Your Credit Score?

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Personal Finance 101: A Glossary of Common Terms

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Are Secured Credit Cards Good for Building Credit? Get the Facts Before You Apply

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Could Student Loan Forgiveness HURT Your Credit Score?

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5 Surefire Ways to Ruin Your Credit Score

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5 Recent Changes to Credit Reporting All Consumers Need to Know

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Are Lenders Required to Report to Credit Bureaus? The Surprising Truth.

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Credit Card Late Fees Could Decrease Significantly by 2023

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How to Build Credit as a New Immigrant

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How to Increase Your Credit Limit

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Do Utilities Affect Your Credit Score? Here’s How Rising Utility Costs Could Harm Your Credit

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How to Build Credit for Your Children: A Complete Guide

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Cosigning a Loan or Adding an Authorized User? Read This First.

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What to Expect from a Credit Counseling Session

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Don’t Get Duped by This Controversial Credit Tactic

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Millions Will See Credit Score Increases in July: Will Your Score Rise?

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How Many FICO® Scores Do You Have? Hint: It’s More Than You Think.

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These 4 Credit “Fixes” Can End in Financial Ruin—Or Even Jail Time

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What To Do If You’re Turned Down for a Mortgage

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What Credit Score is Needed to Buy a House?

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How to Build Credit to Buy a House

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6 Ways to Inflation-Proof Your Credit Score

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How Good Credit Can Help During Record Inflation

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Secured vs. Unsecured Credit Cards: 3 Things You Need to Know

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Does Increasing Your Credit Limit Affect Your Score? Here's the Truth

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What is the Lowest Credit Score You Can Have?

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How Long Does it Take to Build Credit from Nothing?

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Why Am I Not Being Approved For A Credit Card?

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7 Consequences of Having a Low Credit Score

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How Do Student Loans Affect Your Credit Score?

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How to Build Credit Fast (Even if You Have None)

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6 Mistakes People Make When Paying Down Debt

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How Young People Can Build Credit

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5 Strategies to Build Credit Fast

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On-time payment history can have a positive impact on your credit score. Nonpayment may negatively impact your credit score. StellarFinance, Inc. will report your on-time payments to Experian®, Equifax®, and TransUnion®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors including the financial decisions you make with other financial services organizations.